Housing benefits: rates and thresholds

People affected by dementia may be entitled to help with their housing costs. Find out about the current rates and thresholds here. 

This page provides details of care and mobility benefits rates and savings thresholds from April 2020 to March 2021.

Find out more about housing benefits and how to apply for them, as well as details on a range of other benefits for people on low incomes, those with specific needs or who are caring for someone.

Housing benefit

Capital limits

Upper capital limit: £16,000 (if Pension credit guarantee is being paid, there is no upper capital limit).

Lower capital limit if under the qualifying age for Pension credit guarantee: £6,000.

Lower capital limit if above the qualifying age for Pension credit guarantee or permanently residing in a care home: £10,000.

Benefit cap

You may find your housing benefit reduced if your total benefits income is more than the maximum allowed under the benefit cap.

Whether the benefit cap applies to you will depend upon who lives in your household and which benefits are being paid. Some people will be exempt from the cap. The benefit cap amount depends on where you live in the country.

For couples with or without children and lone parents in Greater London: £23,000 a year (£442.31 per week)

For single people without children in Greater London: £15,410 a year (£296.35 per week)

For couples with or without children and lone parents elsewhere in Britain: £20,000 a year (£384.62 per week)

For single people without children elsewhere in Britain: £13,400 (£257.69 per week).

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