Benefits rates and income/savings thresholds
This sheet gives details of benefit rates and savings thresholds as of April 2008. It is designed to be used in conjunction with various Alzheimer's Society sheets about benefits and how to apply.
Care and mobility needs
Attendance allowance
Higher rate £67.00 weekly
Lower rate £44.85 weekly
Disability living allowance (care component)
Higher rate £67.00 weekly
Middle rate £44.85 weekly
Lower rate £17.75 weekly
Disability living allowance (mobility component)
Higher rate £46.75 weekly
Lower rate £17.75 weekly
Unable to work
Incapacity benefit
Short term (lower rate for first 28 weeks)
Person below pension age £63.75 weekly
Person above pension age £81.10 weekly
Short term (higher rate after 28 weeks)
Person below pension age £75.40 weekly
Person above pension age £84.50 weekly
Long term (after 52 weeks) £84.50 weekly
Carers' needs
Carer's allowance £50.55 weekly
Income threshold (over which a person cannot claim) £95 a week
Retirement
Basic pension £90.70 weekly
Married woman £54.35 weekly
Couple on husband's contributions £141.65 weekly
Over 80s pension £54.35 weekly
Pension credit
Guaranteed income
Single person £124.05 weekly
Couple £189.35 weekly
Savings credit (maximum payable)
Single person £19.71 weekly
Couple £26.13 weekly
Income support
Savings threshold (over which a person cannot claim) £16,000
Savings threshold for person in residential care £12,000 to £16,000
Care costs
NHS funded registered nursing care contribution
From 1 October 2007, one flat-rate band, paid at £101 per week, replaced the previous three separate bands. Those who previously received the high band rate will continue to do so unless their circumstances change. See the National Health Service (Nursing Care in Residential Accommodation) (England) Directions 2007.
In Wales the rate may vary from place to place, check with your local health board.
Payment of home care and care home fees
Upper savings threshold (above which person must pay all their costs)
£22,500 (£22,000 in Wales)
Lower savings threshold (below which person pays no costs)
£13,500 (£19,000 in Wales)
Personal expenses allowance for those in care
£21.15 (£21.38 in Wales)
Some other benefits
Housing benefit
Savings threshold £6,000 to £16,000
Winter fuel payments
The 2008 budget indicated £50 in winter fuel payments, however this had not been confirmed at the time of publishing. We suggest that people contact the Winter Fuel Payments Helpline on 08459 15 15 15.
NHS Benefits
Savings threshold for people under 60 £8,000
Savings threshold for people over 60 £16,000
Savings threshold for people in a care home £21,000
People receiving income support, income-based job seeker allowance, family credit or disability working allowance, providing their savings are less than £8,000, are entitled to:
- free prescriptions (prescriptions are free for everyone of retirement age)
- free dental treatment from NHS dentists
- free sight tests and vouchers towards the cost of glasses
- free wigs and fabric supports
- help with hospital travel costs for NHS treatment and free appliances for outpatients or day patients.
People not receiving income support or family credit but who are on a low income with no more than £8,000 in savings can apply for help towards NHS benefits. Ask your social security office, GP, dentist, optician or hospital for the claim form and leaflet.
NHS hearing aids, prescribed by an NHS consultant, are supplied to anyone needing them, on free loan. They are fitted, serviced and supplied with batteries free of charge.
Your local Alzheimer's Society branch will always be willing to talk to you and offer advice and information to support your needs.
For more information, Dementia Catalogue, our specialist dementia information resources is available on the website at alzheimers.org.uk/dementiacatalogue
Further information
For further information about the benefits detailed in this sheet and how to claim, see the following Alzheimer's Society factsheets:
- 463 Paying care home fees
- 469 When does the local authority pay for care?
- 413 Benefits
- 414 Council tax
- 428 Adaptations, improvements and repairs to the home
Available to order through the publications catalogue
813 When does the NHS pay for care? (booklet published by Alzheimer's Society 2004
Factsheet 431
Last updated: April 2008
Last reviewed: April 2008
Reviewed by Sara Wilcox, Legal and Welfare Officer, Alzheimer's Society and Linda Gabriel, Solicitor, Thackray Williams
Further information
If you have any questions about the information on this factsheet, or require further information, please contact the Alzheimer’s Society helpline.
England and Wales: 0845 300 0336
Northern Ireland: 028 9066 4100
Contact the Society
Email: enquiries@alzheimers.org.uk
Telephone: +44 (0) 20 7423 3500
Send your feedback or find key contact details.

Alzheimer's Society is a registered Charity No. 296645.
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