Benefits rates and income/savings thresholds

6. Housing costs

Help with housing costs

Housing benefit

Capital limits

Upper capital limit is £16,000 (if Pension credit guarantee is being paid, there is no upper capital limit).

Lower capital limit if under the qualifying age for Pension credit guarantee is £6,000.

Lower capital limit if above the qualifying age for Pension credit guarantee or permanently residing in a care home is £10,000.

Benefit cap

Claimants may find their housing benefit reduced if their total benefits income is more than the maximum allowed under the Benefit cap.

Winter fuel payments for winter 2017/18

This year, for a person born on or before 5 August 1953 and living in the UK throughout the week of 18 September 2017 (these dates change every year), living alone, or living with other people who do not qualify for a winter payment, £200 (one-off payment).

For a person receiving Pension credit, income-based Jobseeker’s allowance (JSA), or income-related Employment and support allowance (ESA), £200. Please note the husband/wife or civil partner living with the person will not be entitled to a payment.

£100 each (£200 in total) for a couple who both qualify.

£300 for people aged 80 or over (maximum per household).

To qualify for the winter fuel payment if you live in a care home, you need to have been living there for 13 weeks or more (prior to the qualifying date, see above). Additionally, you must not be receiving income-based Jobseeker’s allowance, Pension credit, or income-related Employment and support allowance. If you do qualify, the amount of your payment will be £100, or £150 if aged over 80.