3. Universal credit

Universal credit will eventually replace many benefits including the means-tested forms of Jobseekers allowance and Employment support allowance, as well as Housing benefit, Income support, Working tax credit and Child tax credit. Contribution-based benefits, Council tax support and disability-related benefits will not be affected.

Universal credit will affect people of working age; people who are over the state pension age for women will not be affected.

The national roll out of Universal credit in Great Britain began in October 2013 and will continue until late 2018. The date at which someone starts claiming Universal credit will depend on certain factors. This includes where they live and whether they are already claiming one or more benefits or tax credits that Universal credit will replace. Initially, it will only be claimed by people making new claims for benefit, and people who are sick or disabled are likely to be the last to be ‘migrated’ to the new benefit.