Benefits rates and income/savings thresholds
This factsheet provides details of benefits rates and savings thresholds as of April 2016. It is designed to be used in conjunction with various Alzheimer's Society factsheets about benefits and how to apply for them, especially factsheet 413, Benefits (see list in 'Further reading' section at the end of this factsheet.)
Care and mobility benefits
Higher rate £82.30 weekly
Lower rate £55.10 weekly
Disability living allowance
Personal care component
Higher rate £82.30 weekly
Middle rate £55.10 weekly
Lower rate £21.80 weekly
Higher rate £57.45 weekly
Lower rate £21.80 weekly
Personal independence payment
Personal independence payment (PIP) has replaced Disability living allowance for all new claims after June 2013.
Daily living component
Enhanced rate £82.30 weekly
Standard rate £55.10 weekly
Enhanced rate £57.45 weekly
Standard rate £21.80 weekly
Paying for care
NHS-funded nursing care
The standard rate in England is £112.00 per week.
In Wales, the rate is £140.90 per week.
In Northern Ireland, the rate is £100 per week.
Payment of home care and care home fees
Upper savings threshold in England (above which the person has to pay all their costs) is £23,250.
Lower savings threshold in England (below which a person's savings are no longer taken into account, although all other income including benefits and pensions is still counted) is £14,250.
In Wales, the upper savings threshold is £24,000. There is no lower savings threshold.
Personal expenses allowance for people in care
£24.90 weekly in England
£26.50 weekly in Wales (now called the 'Minimum income amount')
Benefits if unable to work
Employment and support allowance (ESA)
For the first 13 weeks of your claim you will be paid the assessment phase rate.
If aged 25 or over £73.10 weekly
If aged 18-24 £57.90 weekly
From week 14 onwards you will receive main phase ESA with either a work-related activity component or a support component in addition to your basic rate.
Basic rate £73.10 weekly
Work-related activity component £29.05 weekly
Support component £36.20 weekly
Long-term (after 52 weeks) £105.35 weekly
Statutory sick pay
Standard rate £88.45 weekly (you need to be earning at least £112 a week to qualify).
Available to people over the age of 16 until they are eligible for Pension credit. You need to have capital (savings and other assets) of less than £16,000 to be able to claim.
Personal allowance (if aged over 25) £73.10 weekly
Couple (both aged over 18) £114.85 weekly
Enhanced disability premium £15.75 weekly
Severe disability premium £61.85 weekly
People entitled to Pension credit should claim this instead of Income support.
Carer's allowance is £62.10 weekly (earnings threshold is £110 - if you earn £110 a week or more after deductions, you are not entitled to claim).
Basic pension is £119.30 weekly.
Standard minimum guarantee
Single person £155.60 weekly
Couple £237.55 weekly
Additional amount for severe disability is £61.85 weekly per qualifying person.
Additional amount for carers is £34.60 weekly.
Savings credit (maximum payable)
Single person £13.07 weekly
Couple £14.85 weekly
Help with housing costs
Upper capital limit is £16,000 (if Pension credit guarantee is being paid, there is no upper capital limit).
Lower capital limit if under the qualifying age for Pension credit guarantee is £6,000.
Lower capital limit if above the qualifying age for Pension credit guarantee or permanently residing in a care home is £10,000.
Claimants may find their housing benefit reduced if their total benefits income is more than the maximum allowed under the Benefit cap (see ‘Benefit cap’ below).
Winter fuel payments for winter 2016/17
This year, for a person born on or before 5 May 1953 and living in the UK throughout the week of 19 September 2016 (these dates change every year), living alone, or living with other people who do not qualify for a winter payment, £200 (one-off payment).
For a person receiving Pension credit, income-based Jobseeker's allowance (JSA), or income-related Employment and support allowance (ESA), £200. Please note the husband/wife or civil partner living with the person will not be entitled to a payment.
£100 each (£200 in total) for a couple who both qualify.
£300 for people aged 80 or over (maximum per household).
To qualify for the winter fuel payment if you live in a care home, you need to have been living there for 13 weeks or more (prior to the qualifying date, see above). Additionally, you must not be receiving income-based Jobseeker's allowance, Pension credit, or income-related Employment and support allowance. If you do qualify, the amount of your payment will be £100, or £150 if aged over 80.
Help with NHS costs
You can qualify if you receive certain benefits or have a valid tax credit exemption certificate, or if you receive income-related Employment and support allowance or Pension credit guarantee.
NHS low income scheme
You need to have capital under £16,000 (£23,250 if living in a care home) to qualify.
If you’re aged 16 to 64, there may be a limit on the total amount of benefit income you can get. This is called a benefit cap. Claimants may find their benefit reduced if their income is more than £350 per week for single people or £500 per week for couples.
Whether the benefit cap applies to you will depend upon who lives in your household and which benefits are being paid. Some people will be exempt from the cap. From Autumn 2016 the benefit cap amount will also change depending upon where you live in the country.
£23,000 a year (£442.30 per week) for couples with or without children and lone parents in Greater London
£15,410 a year (£296.35 per week) for single people without children in Greater London
£20,000 a year (£384.61 per week) for couples with or without children and lone parents elsewhere in Britain.
£13,400 (257.69 per week) for single people without children elsewhere in Britain.
For further information about the benefits detailed in this factsheet and how to claim, see the following Alzheimer's Society factsheets:
- Benefits (413)
- Council tax (414)
- Paying for care and support in England (532)
- Paying for care and support in Wales (W532)
- Paying for care and support in Northern Ireland (NI532)
Last updated: April 2016
Next update due: April 2017
A list of sources is available on request.